Introducing the Armes Vantage Independent Title Insurance Agent Cybersecurity Service Offering !!!
- Glen Armes
- 8 minutes ago
- 6 min read
At Armes Vantage, we know Title Insurance. With more than 14 years of experience working inside a nationwide Underwriter, we’ve lived the day-to-day realities of escrow workflows, wire transfers, and the growing regulatory expectations that fall on independent Title Agents.
The risks facing Title Insurance Agents are not theoretical—they are here today. From wire fraud and business email compromise (BEC) to ransomware and evolving state and federal data security laws, small and mid-sized agents are being asked to demonstrate the same level of cybersecurity diligence as the largest underwriters.
That’s why Armes Vantage is proud to announce a new Cybersecurity Service Line built exclusively for Title Insurance Agents—bringing together industry insight and cybersecurity expertise to safeguard closings, protect client trust, and strengthen regulatory compliance.
Why Title Insurance Agents Are at Risk
Title Agents are entrusted with sensitive information and client funds in every transaction. Unfortunately, attackers know this. In the past year, independent Title Agencies have faced:
Business Email Compromise attacks exploit unsecured workflows to change payoff instructions and steal identities and customer data costing Title Insurance Agents hundreds of thousands of dollars.
Ransomware incidents leading to exposed client data and operational shutdowns.
Data breaches requiring regulatory notifications, damaging reputation and business confidence.
Employees, customers, regulators, lenders, and underwriters expect agents to prove that cybersecurity programs and incident response processes are in place and working.
The Armes Vantage Approach
Our service line is structured in two phases, designed to be practical, measurable, and defendable including two phases:
Phase 1: Baseline Security Assessment
Objective: Establish a security program baseline, regulatory compliance baseline, and demonstrate due diligence for a defendable security program.
Security engagement that evaluates your cybersecurity posture against NIST CSF 2.0, CIS Controls, MITRE ATT&CK, and applicable regulations (CCPA, NAIC Model Law, 23 NYCRR 500, PCI DSS, state privacy laws). We review policies, standards, procedures, wire transfer controls, third-party vendor risks, and regulatory compliance delivering a 12-month actionable strategy and roadmap that demonstrates due diligence to employees, customers, partners, underwriters, and regulators.
Phase 2: Ongoing Retainer Program
Objective: Provide ongoing engagement, manage cybersecurity activities, compliance oversight, and board-ready reporting for independent Title Insurance Agents.
For agents ready to move beyond one-time assessments, our Chief Information Security Officer (CISO) Retainer Packages provide continuous support and oversight, including:
Tailored threat intelligence and fraud trend alerts.
Regulatory compliance monitoring and preparation for regulator, underwriter, partner, customer, cyber insurance reviews.
Staff security awareness & training and phishing simulations.
Executive and board-ready reporting on program health.
Tabletop exercises focused on escrow fraud and ransomware.
Vendor risk assessments of escrow, title production, and SaaS platforms.
Annual re-benchmarking of your security program to ensure continuous improvement.
With three cost tiers, Essentials, Advanced, and Comprehensive, Title Insurance Agents can select the level of engagement that matches their risk profile and resources.
Core Retainer Services Include
Threat Intelligence & Vulnerability Updates
Tailored alerts for Title Insurance sector.
Fraud trend reporting (e.g., escrow/wire fraud).
Threat, vulnerability, and risk bulletins.
Regulatory Compliance Monitoring & Advisory
Track changes in privacy/data security/cybersecurity laws.
Map changes to client’s security program for compliance.
Prepare for regulatory/underwriter/cyber insurance carrier security program reviews/assessments.
Security Awareness & Training
Staff security awareness (virtual).
Phishing simulation testing.
Title Insurance Agent specialized security awareness & training.
Executive Engagement Reporting & Briefing
Report and present for Executive team and stakeholders.
Security Program Monitoring & Reporting
Ongoing security program scoring.
Periodic security, risk, and compliance reporting.
Annual report for regulators/underwriters/customers.
Point of Contact (POC) Check-Ins
Periodic Security/IT team client success meetings with designated POC and stakeholders.
Security Incident Response & Reporting Tabletop Exercise
Security Incident response tabletop simulation build, document, and execution with after action report.
Escrow fraud/wire fraud simulation scenarios with after action report.
Security Policy/Standard/Procedure Engagement
Engagement with Security/IT teams for current and proper documentation of policies/standards/procedures.
Third-party vendor Risk Assessments
Initial third-party vendor risk assessment with report.
Periodic risk assessment with report based on categorization of the third-party vendor.
Security Incident Support
Security Incident response and reporting leadership.
First-call advisory for suspected security events (not IR or forensic services).
Escalation guidance for legal/forensic resources.
Reporting for Title Insurance Agent security incident response commanders.
Engage client legal department for regulatory security incident reporting.
Annual Program Re-Benchmark
Re-establish cybersecurity posture, identify gaps in the security program, and deliver an executable roadmap.
Regulatory Compliance Attestation
Support Title Insurance Agent in required regulatory compliance attestation, if applicable.
Tier 1 – Essentials Detail
For smaller Title Insurance Agents who need regulatory alignment, basic reporting, basic engagement, and basic security awareness & training.
Includes:
Threat Intelligence & Vulnerability Updates: Monthly Report
Regulatory Monitoring & Advisory: Annual Regulatory Review & Advisory (existing and new laws, underwriter requirements, cyber insurance carriers)
Security Awareness & Training: Annual All-Staff Training + Annual Phishing Simulation
Executive Engagement Reporting & Briefing: 1 per year
Security Program Monitoring & Reporting: Monthly Security Scorecard
Point of Contact Check-ins: Monthly (25 minutes)
Security Incident Response & Reporting Tabletop Exercise: Billed at $425 per hour upon request
Policy/Standard/Procedure Engagement: Recommendations during baseline assessment
Third-party Vendor Risk Assessments: Up to 2 included + Periodic review (additional charge per risk assessment / $475 per report)
Security Incident Support: Billed per hour @425 per hour in 30 minute increments
Annual Program Re-Benchmark: Billed @ 425 per hour
Regulatory Compliance Attestation: Support for Point of Contact
Pricing:
Annual: $24,000 ($6,000/quarter)
Monthly Equivalent: ~$2,000
Tier 2 – Advanced Detail
For Title Insurance Agents with multiple offices who need more structured oversight and ongoing reporting.
Includes:
Threat Intelligence & Vulnerability Updates: Bi-weekly Reports + Fraud Trend Reports
Regulatory Compliance Monitoring & Advisory: Quarterly (roadmap updates, regulatory posture)
Security Awareness & Training: Annual Training + Quarterly Phishing Simulation
Executive Engagement Reporting & Briefing: 1 per quarter
Security Program Monitoring & Reporting: Quarterly Risk & Compliance Report
Point of Contact Check-ins: Monthly (50 minutes)
Security Incident Response & Reporting Tabletop Exercise: 1 per year
Policy/Standard/Procedure Engagement: Quarterly Advisory
Third-party Vendor Risk Assessments: Up to 10 included + Periodic review (additional charge per risk assessment / $350 per report)
Security Incident Support: Billed per hour @ $425 per hour in 30 minute increments
Annual Program Re-Benchmark: Billed @ $325 per hour
Regulatory Compliance Attestation: Support Point of Contact
Pricing:
Annual: $42,000 ($10,500/quarter)
Monthly Equivalent: ~$3,500
Tier 3 – Comprehensive Detail
For agents who want full lifecycle oversight, continuous engagement, and high confidence regulatory compliance.
Includes:
Threat Intelligence & Vulnerability Updates: Tailored Intelligence Reports Based on Current Threats
Regulatory Compliance Monitoring & Advisory: Continuous Monitoring & Advisory Service
Security Awareness & Training: Enhanced Training Program + weekly Phishing Testing
Executive Engagement Reporting & Briefing: 1 per Month
Security Program Monitoring & Reporting: Monthly Risk & Compliance Report + Ad hoc request
Point of Contact Check-ins: Weekly (25 minutes)
Security Incident Response & Reporting Tabletop Exercise: 2 per year
Policy/Standard/Procedure Engagement: Continuous Advisory and Support Including Maintenance of documentation if requested
Third-party Vendor Risk Assessments: Up to 20 + Periodic reviews (additional charge per risk assessment / $225 per report)
Security Incident Support: First-Call Escalation Guidance includes 5 hours per month then billed per hour @ $325 per hour in 30 minute increments
Annual Program Re-Benchmark: Included
Regulatory Compliance Attestation: Included if requested
Pricing:
Annual: $60,000 ($15,000/quarter)
Monthly Equivalent: ~$5,000
Cybersecurity Retainer Tier Matrix (Essitials, Advanced, and Comprehensive)
Service Category | Tier 1 – Essentials $24,000/yr ($6,000/qtr) | Tier 2 – Advanced $42,000/yr ($10,500/qtr) | Tier 3 – Comprehensive $60,000/yr ($15,000/qtr) |
Threat Intelligence & Vulnerability Updates | Monthly Report | Bi-weekly Reports + Fraud Trend Reports | Tailored Intelligence Reports Based on Current Threats |
Regulatory Compliance Monitoring & Advisory | Annual Regulatory Review & Advisory Services | Quarterly (roadmap updates, regulatory posture). | Continuous Monitoring & Advisory Service |
Security Awareness & Training | Annual All-Staff Training + Annual Phishing Simulation | Annual Training + Quarterly Phishing Simulation | Enhanced Training Program + Up to weekly Phishing Testing |
Executive Engagement Reporting & Briefing | 1 per year | 1 per quarter | 1 per Month |
Security Program Monitoring & Reporting | Monthly Security Scorecard | Quarterly Risk & Compliance Report | Monthly Risk & Compliance Report + Ad hoc requests |
Point of Contact Check-Ins | Monthly (25 minutes) | Monthly (50 minutes) | Weekly (25 minutes) |
Security Incident Response & Reporting Tabletop Exercise | Billed @ $425 per hour upon request | 1 per year | 2 per year |
Policy/Standard/Procedure Engagement | Recommendations during baseline assessment | Quarterly Advisory and Support | Continuous Advisory and Support Including Maintenace of documentation |
Third-party Vendor Risk Assessments | Up to 2 vendors + Periodic review (additional risk assessment / $475 per report) | Up to 10 included + Periodic review (additional charge per risk assessment / $385 per report) | Up to 20 + Periodic review (additional charge per risk assessment / $264 per report) |
Security Incident Support | Billed per hour @425 per hour in 30-minute increments | Billed per hour @ $425 per hour in 30-minute increments | First-Call Escalation Guidance includes 5 hours per month then billed per hour @ $325 per hour in 30-minute increments |
Annual Program Re-Benchmark | Billed @ $425 per hour | Billed @ $325 per hour | Included |
Regulatory Compliance Attestation | Support Point of Contact | Support Ponit of Contact | Included if requested |
Armes Vantage Point
Cybersecurity for Title Insurance Agents can no longer be seen as “nice to have” or something that will be done in the future. Fraudsters innovate daily, security and privacy regulations are expanding and changing at a record pace, and a Tile Insurance Agent reputation is at stake with every closing. Independent agents must demonstrate a defendable security program, one that not only meets compliance standards but actively reduces risk.
At Armes Vantage, we believe every Title Agent deserves access to the same level of expertise and protection that underwriters demand.
Next Steps
If you’re a Title Insurance Agent ready to strengthen your cybersecurity posture, demonstrate compliance, and protect your customers from wire fraud and cyber threats, the first step is simple:
👉 Contact Armes Vantage at https://www.armes-vantage.com/ to schedule a discussion with our Founder and Principle Fractional Chief Information Security Officer, Glen Armes, on how Armes Vantage can help your Independent Tile Insurance Agency.